Lawyers · 07/21/2025

During financial crises, companies can file for Chapter 11 under U.S. bankruptcy law to restructure, continue operations, and create repayment plans. These cases do not require a trustee but must be approved by creditors and the court. Changes in laws have introduced options like credit counseling services, highlighting the importance of seeking professional legal guidance to ensure awareness of all legal rights and options. Proper legal support can aid companies in recovering and growing.

Finance · 07/02/2020

This report analyzes 12 key risk indicators in the U.S. financial market for June 2020, revealing the overall risk status of the market. The data shows a slight increase in overall risk levels, but several key areas have shown improvement. Liquidity, foreign exchange, and credit risks have improved; however, the volatility in the banking stock market has intensified, warranting attention. In summary, while the financial environment is gradually recovering, potential risks remain high.

Loans · 07/18/2025

This article provides a detailed overview of various auto loan institutions available when purchasing a car in the U.S., including banks, credit unions, online lending platforms, and automotive manufacturer finance companies. We analyze the pros and cons of each institution and highlight factors to consider when choosing a loan option, such as interest rates, loan terms, and application requirements. Additionally, we outline the application process and offer tips to increase the chances of

Loans · 07/17/2025

This article provides a detailed overview of the home loan process in the United States, including types of mortgages, the application process, and preparation steps for homebuyers. Buyers need to understand the basics of loans and choose a mortgage type that fits their financial situation, such as fixed-rate or adjustable-rate loans. The detailed application process entails credit evaluation, property appraisal, and closing steps, aiming to offer borrowers a comprehensive reference guide for

Job Search · 08/21/2025

This article addresses common questions for Chinese (including Hong Kong and Taiwan) companies and individuals regarding overseas investment, employment, and visa applications. Topics covered include Taiwan labor pension withdrawals, Malaysia visa programs, Chinese labor relations, APEC Business Travel Cards, Taiwan employment visas, and work permits for foreigners in China. The aim is to provide practical guidance and reference for readers navigating these complex issues. It offers insights into various aspects of international business and employment regulations relevant to Chinese entities and individuals operating abroad.

Finance · 07/24/2025

This article provides a comprehensive analysis of the basics and practical strategies for investing in the US stock market. It covers investment mindset, stock selection, understanding financial statements, valuation analysis, and ETF investments. Specifically designed for beginner investors, it offers practical tools and tips to help them smoothly enter the US stock market and enhance their investment skills, serving as a detailed guide for those looking to learn and practice US stock investing.

Finance · 08/13/2025

The US stock market faces capital outflows, while escalating geopolitical risks pose challenges to Asia's economic recovery. Investors are shifting towards non-US markets, and US-Japan trade negotiations remain contentious, contributing to a complex global trade environment. Asian economies need to adjust their strategies, strengthen regional cooperation, and increase investment in innovation to navigate the changing global economic landscape. This includes mitigating the impact of capital flight and fostering resilience against external shocks.

Finance · 08/26/2025

This article provides an in-depth analysis of real estate investment in Canada, covering immigration policies related to property purchase, Greater Vancouver real estate data, the impact of international trade, challenges posed by credit interest rates, loan type options, investments in special-purpose and industrial properties, and housing price forecasts from authoritative institutions. It aims to offer investors a comprehensive guide to avoid potential pitfalls and assist them in making informed decisions in the Canadian real estate market.

Education · 07/17/2025

This article discusses the rational selection of AP courses in American high schools, emphasizing that quality is more important than quantity. While AP courses can aid in college applications and credit acquisition, they also pose challenges and pressure. Students are advised to choose AP courses based on their interests, abilities, and future career paths, avoiding a blind pursuit of quantity. Most importantly, they should prepare seriously for the AP exams to earn credits and enhance their

Education · 08/21/2025

This article explores the feasibility of using A-Level results for US undergraduate applications, detailing strategies and considerations for applying to both UK and US universities. It covers timeline planning, university selection, application material preparation, and interview techniques. Key factors such as GPA conversion, standardized tests, essay writing, and extracurricular activities are emphasized. The article provides recommendations for high school three-year planning and standardized test preparation, aiming to help A-Level students successfully apply to US undergraduate programs.

Finance · 05/28/2025

Japan plans to spend billions of dollars to procure US-made chips, aiming to reduce its trade deficit with the United States and strengthen the US-Japan semiconductor supply chain. This move is designed to address geopolitical risks, ensure economic security, and advance US-Japan trade negotiations. American chip manufacturers, such as Nvidia, are expected to benefit from this initiative. The deal highlights the increasing importance of semiconductors in international relations and the strategic alliance between the two countries.

Finance · 07/14/2025

The US-Mexico tomato trade agreement faces termination, potentially imposing a 20.9% tariff. This could lead to a 10% increase in US tomato prices and a 5% decrease in demand. Small food service businesses may be severely impacted, while larger corporations will experience less significant effects. The dispute highlights rising protectionism in the US, emphasizing the need to balance trade protection and free trade. Finding this equilibrium is crucial for both economic stability and consumer access to affordable produce.

Loans · 07/21/2025

After six weeks of decline, U.S. mortgage rates have risen, with the 30-year fixed rate reaching 6.72%. High home prices create concerns for buyers, but once an offer is accepted, it is crucial to follow through with the transaction steps. Assistance from banks and real estate agents is essential, and title insurance provides important protection for the deal. In the current economic climate, understanding mortgage trends and the home buying process is vital.

Finance · 07/21/2025

The U.S. pension system will raise the retirement age, setting it to 67 for those born in 1960. Delaying retirement allows for higher social security benefits, and Congress may further increase the retirement age to 68 and 69, prompting younger individuals to prepare for longer working lives.

Finance · 07/22/2025

US stock ETFs (Exchange-Traded Funds) have gained popularity among investors in recent years due to their convenience and efficiency in lowering risks and achieving asset diversification. They serve not only as passive index-tracking investment tools but can also involve active stock selection. When choosing an ETF, investors should consider its type, industry, and investment strategy to align with their risk tolerance and investment goals, thereby increasing the likelihood of enhancing investment returns.